Commercial Loan Products
Whatever your business loan needs might be - buying a building, buying new equipment, or even expanding, we're ready to lend you money. With our flexible lines of credit and competitive term loans, Northwest Bank & Trust Company provides the resources to help you make the most of every opportunity.
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Commercial Loans
Term Loans to purchase or refinance business fixed assets or working capital. Loan amortization up to 7 years.
Commercial Lines of Credit
Lines of Credit to help fund your operating cycle. Lines of credit under $150,000 can have terms up to 5 years.
Equipment Finance
Rolling Stock & Heavy Equipment Specializing in Small Fleets & Owner-Operators.
Commercial Real Estate
Amortizations up to 15-25 years. Used to purchase or refinance anything from a single family investment property to multi-million dollar warehouse or retail strip center.
Construction Loans
Loans to build spec or pre-sold homes. Commercial real estate construction loans can be short-term or single-close, long term loans with maturities up to 5 years and amortizations up to 25 years.
Business Credit Cards
We have credit cards available for your business to help you manage your cash flow and separate your business and personal spending.
SBA Loans
Northwest Bank & Trust is committed to helping all small businesses. We have established a strong partnership with the U.S. Small Business Administration, resulting in being recognized as a Top Volume Lender for the SBA in the State of Iowa for 7 of the last 8 years.
U.S. Small Business Administration
Illinois Small Business Development Center
Iowa Small Business Development Centers
Eastern Iowa Small Business Development Center
SBA 7a
Loans to start-up, purchase, expand or refinance businesses. Proceeds can be used to purchase a business, equipment, real estate, inventory or for working capital or leasehold improvements. Collateral can consist of real estate or business assets. Terms are up to 7 years for working capital, 10 years for equipment and 25 years for real estate.
SBAExpress/Community Express Loans
SBAExpress is available for loans and lines of credit up to $350,000. The bank underwrites the loans for a quick turnaround.
SBA 504 Loans Program
Lower down payment and 20 year fixed financing for a portion of your real estate acquisition or renovation.
Iowa Business Growth
Growth Corp