How We Are Different >> Our Core Principles >> Introduction | Satisfaction Guaranteed
Northwest Bank & Trust Company
Investment Management Group
Our Core Principles
Investment Philosophy
At Northwest Bank & Trust Company, we believe our main goal is to successfully meet our clients’ investment objectives. In order to accomplish this, we recognize that there is a correlation between risk and return. We employ sound judgment with a disciplined approach that is consistently applied utilizing contemporary methodology.
Investment Principles for All Account Types
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We believe a longer term time horizon should be applied to most investment judgments.
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Investment returns should be consistent with the clients’ expectations.
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Prudent diversification among and within asset classes will be dictated by the client’s investment objective and risk tolerance.
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Quality and liquidity are key inputs into the risk control process.
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We believe that common stocks will be the major asset class utilized in achieving most of our clients’ long-term investment objectives.
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We believe that bond investments can be used to modify portfolio risk and to meet income, cash flow, or total return client objectives.
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Structured investments are effective in achieving risk controlled asset class exposures.
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All investment decisions are based upon sound fundamental analysis, or replicating a benchmark index.
Trust & Estate Administration
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Northwest Bank & Trust Company is a fiduciary. We are held to a higher standard and adhere to all fiduciary principals.
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Our team of specialists has the expertise to avoid mistakes that could cost money and unnecessary taxes.
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We are impartially focused to prevent conflicts that can disrupt family harmony.
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We work hand in hand with reputable CPA’s and attorneys to ensure that your account is being treated in the most tax efficient and productive manner.
Retirement Plan and IRA Services
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Northwest Bank & Trust Company can serve as Corporate Trustee for your plan, taking responsibility for recordkeeping, testing and regulatory compliance.
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We offer the use of IRS approved 401(k) plan documents that are updated as tax law changes occur.
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We provide education to your employees along with periodic account statements as well as internet access to account information.
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When Northwest Bank acts as Trustee for your IRA we make sure required minimum distributions are taken and file all necessary forms with the Internal Revenue Service.