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Find Out If You're In A Good Borrowing Position

Take Our One-Minute Personal Loan Test

Auto Loans | Home Equity Loans | Personal Loans

Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points.

Continue... I'll take the test later. 

Dependents (including yourself)					Score:
One 2	Two 2	Three 2	Four 1	Five+ 1

Residence					Score:
Living With Parents 1	Rent Furnished 2	Rent Unfurnished 3	Own Home Mortgaged 4	Own Home Clear 5

Years At Present Address					Score:
Under 2 years 1	2 to 4 years 2	5 to 8 years 3	9 to 14 years 4	15 years or more 5

Gross Monthly Income					Score:
Under $1,500 3	$1,501 to $2,500 4	$2,501 to $3,500 5	$3,501 to $5,000 6	Over $5,000 7

Years With Present Employer					Score:
Under 2 years 1	2 to 3 years 3	4 to 6 years 4	7 to 10 years 5	Over 10 years 6

Years With Previous Employer					Score:
Under 1 year 1	1 to 3 years 1	4 to 6 years 2	7 to 10 years 4	Over 10 years 5

Percent Of Monthly Income Remaining After Expenses					Score:
Less Than 10% 1	10% to 15% 2	16% to 25% 3	26% to 33% 4	Over 33% 5

Bonus Points (add up all that apply - maximum 3 points)					Score:
Checking Account 1	Savings Account 1	IRA With Bank 1	CD With Bank 1	Loan With Bank 2

To Find Out What Your Score Means, Click HERE

 

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This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.