Business Accounts Receivable Management

Collect and Process Payments Efficiently.

Need your funds available sooner? Northwest Bank’s business accounts receivable solutions give you everything you need to collect and process payments in the most efficient way possible. Build onto your account for access to remote deposit capture, mobile deposit capture, ACH, merchant solutions, and more.

Remote Deposit Capture

Deposit checks from the convenience of your office, utilizing a desktop scanner with internet access to simply scan and send checks to the bank for processing.

  • Consolidate deposits from multiple locations
  • Achieve faster turnaround compared to traditional check deposits
  • Eliminates the need for deposit tickets
  • Leverage built-in security measures including password protection, multifactor tokens, and other safeguards such as dual control

Business Mobile Deposit

Deposit checks anytime, anywhere from your mobile phone with the Northwest Bank & Trust Company business mobile banking app.

  • Simply endorse, photograph, and transmit check images to the bank for processing
  • Verify the check has posted by visiting “Deposit History”
  • Check images are securely stored only at the bank, not on your device

ACH Direct Payments

Direct Payments via ACH Manager allow you to electronically debit your customer accounts using ACH, a cost-effective, efficient, reliable, and secure payment system. Commonly used for payments for services, rents, utility bills, insurance premiums, organization membership fees, and other contributions.

  • Use ACH as an efficient way to consolidate funds
  • Funds are transferred from account to account
  • No software to install or maintain
  • Provide another bill pay option for customers
  • Schedule recurring collections and payments
  • Reduce the costs of paper processing, accounting errors and record keeping burdens

Merchant Solutions

Your customers can be anywhere. And no matter where they are they expect you to accept their payments easily and securely. That doesn’t need to be complicated or expensive.

No matter how big or small your business, we make payments easy. Our Merchant Solutions may be able to save you money while providing faster funding and improved customer service:

    • In-person, online, and mobile payment solutions
    • Chip Card/EMV terminals and tablet Point of Sale systems
    • Solutions to help keep payments secure and adhere to PCI DSS standards
    • Loyalty and gift card programs to market, grow and retain your business
    • Accept mobile wallets including Apple Pay™ and Google Pay™
    • Next Day Business Funding
    • Personal, professional service
    • Reduce processing time, streamline billing and record-keeping
    • We offer market-specific solutions for a variety of industry types including:
      • Restaurant
      • Professional Services
      • Retail
      • Healthcare
      • Hospitality
      • And more!Google

*Subject to approval. Requires enrollment in Business Online Banking. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions may apply. Mobile carrier message and data rates may apply.