CD Rates

Certificates of Deposit & IRAs

TermAPY*
($1,000 - $24,999)
APY*
($25,000 or more)
CompoundingMinimum to Open
3 Months0.10%0.20%at maturity$1,000
6 Months0.20%0.30%at maturity$1,000
12 Months0.40%0.50%quarterly$1,000
13 Months ***Limited TIme Special ***0.60%0.60%quarterly$1,000
18 Months0.50%0.60%annual$1,000
24 Months0.60%0.70%annual$1,000
36 Months0.65%0.75%annual$1,000
48 Months0.75%0.85%annual$1,000
60 Months0.85%1.00%annual$1,000

Effective as of 8/25/2020

* Annual Percentage Yield. Annual Percentage Yield assumes interest is redeposited and remains on deposit until maturity. A withdrawal of interest will reduce earnings. Early withdrawal penalties may apply to Certificate accounts. For variable rate accounts, the interest rate and APY may change after account opening. Fees could reduce the earnings on some accounts. For further product descriptions, please make an inquiry with your banker. These rates are effective at the date stated above and subject to change without notice.

Rates not valid for public and institutional funds. Contact a banker for details.

Contact one of our bankers for additional rates and terms at (563) 388-2511.